🏛️ Civil Service Pension Calculator (Alpha)

Illustrative Civil Service Alpha CARE pension estimate with optional Classic legacy section. Year-by-year accrual at 2.32%, band or custom gross, DOB to NPA. Not a substitute for your annual benefit statement.

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Your annual benefit statement is the definitive source. This calculator gives an illustrative projection for planning only.

🏛️ Civil Service Pension Calculator (Alpha)

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About this calculator

Alpha is the current Civil Service CARE scheme (from April 2015). Members with pre-2015 service may also have Classic or other legacy benefits. This tool combines illustrative Classic past service with Alpha CARE accrual.

What makes this different

  • Year-by-year CARE accrual — each year's pot is revalued separately to retirement
  • Band + years or payslip gross — same salary inputs as our take-home calculators
  • Date of birth → NPA — retirement timing from your age, not guesswork
  • Combined sections — where applicable, split legacy and CARE service by join date
  • Early retirement & commutation — illustrative actuarial reductions before NPA and an optional lump-sum slider in results

What we do not model

McCloud remedy, State Pension and transfer values. For full lifetime cashflow and tax modelling, see Retirement Calculators.