🏛️ Civil Service Pension Calculator (Alpha)

Illustrative Civil Service Alpha CARE pension estimate with optional Classic legacy section. Year-by-year accrual at 2.32%, band or custom gross, DOB to NPA. Not a substitute for your annual benefit statement.

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Your annual benefit statement is the definitive source. This calculator gives an illustrative projection for planning only.

About this calculator

Alpha is the current Civil Service CARE scheme (from April 2015). Members with pre-2015 service may also have Classic or other legacy benefits. This tool combines illustrative Classic past service with Alpha CARE accrual.

What makes this different

  • Year-by-year CARE accrual — each year's pot is revalued separately to retirement
  • Band + years or payslip gross — same salary inputs as our take-home calculators
  • Date of birth → NPA — retirement timing from your age, not guesswork
  • Combined sections — where applicable, split legacy and CARE service by join date
  • Early retirement & commutation — illustrative actuarial reductions before NPA and an optional lump-sum slider in results

What we do not model

McCloud remedy, State Pension and transfer values. For full lifetime cashflow and tax modelling, see Retirement Calculators.

🏛️ Civil Service Pension Calculator (Alpha)

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