Take-Home Pay

UK take-home pay for the 2026/27 tax year. Estimate net pay after tax, NI and pension by role and band.

Find your role

Type your role or organisation in the search box, then pick your calculator from the list. Or tap a letter to jump there straight away.

Jump to:

Quick links to popular roles. All calculators are also listed by sector below.

Staff Nurse Take-Home Pay Calculator Classroom Teacher Take-Home Pay Calculator HEO Take-Home Pay Calculator Housing Officer Take-Home Pay Calculator Care Worker Take-Home Pay Calculator Police Community Support Officer Take-Home Pay Calculator

Calculators by sector

Browse by sector to find your role. Every calculator in this category is listed below.

Health

Education

Central Government

Local Government

Emergency Services

Defence

Transport & Infrastructure

Public Bodies & Agencies

Understand your take-home pay

The take-home pay calculator estimates net pay for the 2026/27 tax year using current income tax, National Insurance and pension rules. Enter your band or a custom gross salary to see illustrative monthly and annual figures. These tools cover England, Wales and Northern Ireland; Scotland uses different income tax bands.

Example scenario

James, HEO (Civil Service)

Grade 7 pay, standard pension contribution

He has a mortgage renewal coming up and wants to know roughly what will land in his bank account each month after tax, NI and pension.

In the HEO take-home pay calculator, he might see:

  • Monthly net after deductions
  • Annual net for 2026/27
  • Tax, NI & pension breakdown

Illustrative only. Use your payslip or HMRC for exact amounts. Tax codes and student loans can change the result.

What to check on your payslip

  • Your tax code and any emergency or special adjustments
  • Pension contribution tier and any salary sacrifice
  • Student loan plan if deductions apply

About this calculator

What does the take-home pay calculator do?

What will you actually take home? It estimates net pay for the 2026/27 tax year, the current tax year. Income tax, National Insurance and pension follow April 2026 rules. Gross salary uses pay figures from our datasets (see each dataset for the pay-scale year). You choose your role and band (or enter a custom salary) and see illustrative monthly and annual take-home. For England, Wales and Northern Ireland; Scotland has different tax bands.

Who is it for?

We cover take-home pay for roles across the UK public sector: health, education, central government, local government, emergency services and more. Browse by sector above to find your role.

Always check your employer

Figures are illustrative. Use your payslip or HMRC for exact amounts; pension deductions depend on your scheme.