Assumptions and pay data
Pay data: NHS Agenda for Change. Band 5: £32,073 to £39,043 over 3 pay points, rates from 1/4/2026. Checked 9/10/2026.
- Tax year 2026/27 (6/4/2026 to 5/4/2027): this take-home estimate is for the current tax year. Income tax, National Insurance and pension use 2026/27 rules. England, Wales and Northern Ireland. Scotland uses different income tax bands.
- Gross pay from bands: Uses salary figures from our datasets (e.g. AfC, STPCD, NJC). Each dataset notes its pay-scale year; figures may match an earlier pay award until the site data is refreshed. Your net result is still modelled for 2026/27 tax.
- Income tax: personal allowance £12,570 (tapered above £100k), basic 20% to £50,270, higher 40% to £125,140, additional 45% above.
- National Insurance: primary threshold £12,570, 8% on earnings up to £50,270, 2% above. Pension contributions don't reduce NI. We use the net pay arrangement, as the main public sector schemes do: pension comes off before income tax, but not before NI.
- Pension: pre-filled with the 2026/27 member rate for your role's usual scheme at the salary shown (one rate on all pensionable pay, picked by how much you earn). Enter the rate from your payslip if it differs. Student loan and other deductions aren't included.
What will you actually take home?
EnglandNHS Agenda for Change employersFramework from 1/4/2026
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Guide for Practice Nurse
This guide explains how we estimate take-home pay for Practice Nurse on Band 5 at NHS for the 2026/27 tax year. Your payslip may differ if you have student loans, salary sacrifice or tiered pension contributions.
Take-home pay for Practice Nurse
This page estimates net pay for Practice Nurse at NHS using illustrative gross pay on Band 5 from NHS Agenda for Change for the 2026/27 tax year (6/4/2026 to 5/4/2027). Scotland uses different income tax bands.
2026/27 tax year model
This calculator estimates net pay for 6/4/2026 to 5/4/2027 using England, Wales and Northern Ireland income tax bands and Class 1 National Insurance. Scotland uses different income tax rates.
Gross from your band
Select your band and years in band to pull gross pay from our dataset, or enter a custom gross figure. Pension is pre-filled with the 2026/27 member rate for your role's usual scheme at that salary (most schemes charge one rate on all your pay, set by how much you earn). Type your own rate from your payslip if it differs.
What may differ on your payslip
Student loan repayments, salary sacrifice, benefits in kind, tax code adjustments and scheme-specific pension tiers are not fully modelled. Use Advanced options where available, or your employer's payroll for exact figures.
Example scenario
Illustrative example at bottom of band (matches calculator defaults)
| Band / grade | Band 5 |
|---|---|
| Gross pay (example) | £32,073 |
| Estimated net (2026/27, 8.3% pension) | £24,483 |
| Estimated monthly net | £2,040 |
Frequently asked questions
How should I set gross pay?
Enter your actual salary if you are practice-employed. Use AfC band tools only if your contract is AfC.
Are the results gross or net? Do you store my data?
All figures are gross (before tax, National Insurance and pension) unless the page says otherwise. Your calculator inputs and results stay in your browser and are not stored. We only collect your name and email if you choose to give them, for example to download your results or sign up for email updates. We store them with MailerLite, our email provider, along with the page you were on. See our privacy policy.
About this role
What is a Practice Nurse?
A Practice Nurse works in a GP surgery, providing immunisations, chronic disease management, health checks and treatment. They may be on AFC or practice-employed terms depending on employer.
Typical demands, progression and balance
Practice nursing offers continuity and community impact. Pay and conditions vary by practice and contract. Progression to senior practice nurse or nurse practitioner is common.
What will I take home?
Use the calculator above to see an illustrative take-home for the 2026/27 tax year. Gross comes from our pay datasets; tax and NI use current-year rules. Your actual payslip may differ due to pension tiers, student loan or other deductions. Scotland uses different income tax bands.
Disclaimer
Illustrative estimates, not financial or career advice. Your payslip and contract decide what you are actually paid.