Midwife Part-Time vs Full-Time Impact Calculator
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Considering part-time or reduced hours? This tool shows how your pay would look at different FTE levels for a Midwife. See the difference between full-time and part-time so you can make informed choices about work-life balance.
Assumptions and pay data
Pay data: NHS Agenda for Change. AfC pay points per NHS Employers 2026/27 (from 1 April 2026). Allowances: HCAS minima for inner/outer/fringe (England, Apr 2026); actual HCAS is % of basic between min and max. Consultant/GP figures are for comparison only. Registrars may be on the junior doctor contract.
- Figures are illustrative. Pay is pro-rated by FTE from the full-time band rate in the dataset. Pro-rata and pattern rules vary by employer; check your contract.
- All amounts are gross. Tax, NI and pension are not deducted.
Guide for Midwife
This guide explains how part-time FTE affects gross pay for Midwife on Band 5 at NHS. Pro-rata rules can vary; check your contract and HR team.
Part-time pay for Midwife
As Midwife at NHS, part-time pay is usually pro-rated from full-time basic pay on your band or grade (Band 5 on NHS Agenda for Change). Enter your FTE (for example 0.8 for a four-day week) to compare with full-time gross pay. Unsocial hours, HCAS and other enhancements are calculated on actual basic pay where they apply.
Part-time and FTE explained
Full-time equivalent (FTE) compares your contracted hours to a full-time post. 0.8 FTE usually means four days out of five: pay is typically pro-rated to 80% of the full-time salary for the same band. Employers may round or apply local rules, so treat results as a guide.
AfC and part-time working
AfC staff often job share or work part-time with pay pro-rated to contracted hours. Unsocial hours and HCAS are calculated on actual basic pay. Annual leave and sick pay are also pro-rated by hours.
Progression and pension
Many public sector employers count part-time service at full rate for incremental progression and pension, but not all do. The calculator notes this where relevant. Check your contract for how FTE affects progression dates and superannuation.
Example scenario
Illustrative example at bottom of band (matches calculator defaults)
| Band / grade | Band 5 |
|---|---|
| Full-time gross (example) | £32,073 |
| At 0.8 FTE (example) | £25,658 |
| Annual difference vs full-time | £6,415 |
Part-Time vs Full-Time Impact Calculator
You'll see:
- Full-time equivalent pay and your pay at your chosen FTE
- Annual difference vs full-time
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Frequently asked questions
What does this part-time calculator show for Midwife?
It compares full-time gross pay on Band 5 with pro-rated pay at your chosen FTE (for example 0.8 for four days a week) using NHS Agenda for Change.
How is FTE pay worked out for NHS Midwife?
We multiply the full-time band rate by your FTE. Many employers pro-rata exactly; some apply local rounding. Check NHS Employers or your trust HR.
Does part-time affect progression for Midwife?
Many public sector employers count part-time service at full rate for incremental progression, but rules vary. Confirm with NHS HR before assuming progression dates.
What FTE should I try first?
Start with 0.8 if you are considering a four-day week, then compare 0.9 and 0.6. Keep the same Band 5 and years in band you use on other calculators for this role.
Is leave and pension included?
No. This page shows gross salary only. Use the Annual Leave calculator for pro-rated leave and speak to your pension scheme about part-time contributions.
Can I plan a full part-time journey?
Yes. After you run this tool, use Continue planning to move through allowances, leave and take-home pay with the same band and FTE saved in your browser.
Are the results gross or net? Do you store my data?
Unless this page says otherwise, figures are gross (before tax, National Insurance and pension). We do not store inputs or results; everything runs in your browser.
Are these figures official for Midwife?
No. All outputs are illustrative planning aids. Always check NHS, your union, regulator or official published terms for definitive amounts and rules.
About this role
What is a Midwife?
A Midwife is a registered professional who supports women through pregnancy, labour and the postnatal period. They provide antenatal care, deliver babies, support feeding and parenting, and work in hospitals and the community. Most are on AFC Band 6 or 7.
Typical demands, progression and balance
Midwifery is a highly rewarding, autonomous role with strong continuity of care. Pay and job satisfaction depend on setting (hospital vs community) and band. Progression to team lead, consultant midwife or education is common.
What about reduced hours or part-time?
Many public sector roles support part-time or reduced hours. Use the calculator above to compare full-time pay with reduced FTE for your band.
Disclaimer
This calculator provides illustrative estimates only and is not financial or career advice. Pay rules and allowances can change. Always check your employer or official sources for definitive figures.