Midwife Career Break Impact Calculator
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Taking time out? This tool helps a Midwife see the estimated impact of a career break: what you might not earn during the break and what re-entry pay could look like. Useful for planning parental leave, a sabbatical, or a step back.
Assumptions and pay data
Pay data: NHS Agenda for Change. AfC pay points per NHS Employers 2026/27 (from 1 April 2026). Allowances: HCAS minima for inner/outer/fringe (England, Apr 2026); actual HCAS is % of basic between min and max. Consultant/GP figures are for comparison only. Registrars may be on the junior doctor contract.
- Figures are illustrative and may not reflect the latest pay awards or your employer’s exact rules.
- Pay progression (spine points or increments) is modelled from the dataset; real progression rules vary by employer and contract.
- Outputs are gross estimates unless stated otherwise. We don't deduct tax, National Insurance or pension.
- Allowances and eligibility vary by employer and location.
Career Break Impact Calculator
You'll see:
- Illustrative lost earnings over the break
- Re-entry pay (e.g. at bottom of band or a spine point)
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Frequently asked questions
About this role
What is a Midwife?
A Midwife is a registered professional who supports women through pregnancy, labour and the postnatal period. They provide antenatal care, deliver babies, support feeding and parenting, and work in hospitals and the community. Most are on AFC Band 6 or 7.
Typical demands, progression and balance
Midwifery is a highly rewarding, autonomous role with strong continuity of care. Pay and job satisfaction depend on setting (hospital vs community) and band. Progression to team lead, consultant midwife or education is common.
What if I take a career break?
Returning after a break can affect pay and spine position. Use the calculator above to see illustrative re-entry pay and lost earnings.
Disclaimer
This calculator provides illustrative estimates only and is not financial or career advice. Pay rules and allowances can change. Always check your employer or official sources for definitive figures.